Investment Disclaimer
Important Investment Disclaimers
The following disclaimers apply to all investment consulting services, financial advice, and portfolio management information provided by Nivrestahub. Please read these disclaimers carefully before engaging our services or making any investment decisions based on our recommendations.
Last Updated: June 17, 2025
General Investment Disclaimer
All investment consulting services provided by Nivrestahub are for informational and educational purposes only. Our investment advice, portfolio recommendations, and financial planning strategies should not be considered as guarantees of future performance or investment returns. Past performance does not indicate future results.
Investment Risk Warning: All investments carry inherent risks including potential loss of principal.
Clients should carefully consider their financial situation, investment objectives, and risk tolerance before implementing any investment strategy recommended by our consultants.
Information Accuracy
While we strive to provide accurate and up-to-date investment information, market conditions change rapidly. We cannot guarantee the accuracy, completeness, or timeliness of:
- Market data, stock prices, or financial metrics provided during consultations
- Economic forecasts, industry analysis, or investment projections
- Third-party research, credit ratings, or external financial reports referenced
Limitation of Liability
Investment Loss Limitation
Nivrestahub and its investment consultants shall not be liable for any direct, indirect, incidental, or consequential damages arising from investment decisions made based on our advice or recommendations. This includes but is not limited to portfolio losses, missed opportunities, or market timing decisions.
Our maximum liability for any consulting engagement shall not exceed the fees paid for that specific consultation session. Clients acknowledge that investment consulting involves professional opinions that may not always result in profitable outcomes.
Client Investment Responsibility: Final investment decisions remain solely with the client.
Professional Advice Disclaimer
Our investment consulting services provide general financial guidance and should be considered alongside advice from other qualified professionals including tax advisors, legal counsel, and certified public accountants when making comprehensive financial decisions.
Regulatory Compliance: Ensure all investment activities comply with South African financial regulations.
We recommend consulting with multiple financial professionals before making significant investment commitments or portfolio changes.
Third-Party Information
Our consultations may reference external sources including financial publications, market research, and investment platforms. We are not responsible for:
- Accuracy or reliability of third-party financial data or investment research
- Performance of recommended investment platforms, brokers, or financial institutions
- Changes in external investment products, fees, or terms after our recommendation
Investment Results Disclaimer
Investment results vary significantly based on market conditions, timing, implementation, and individual client circumstances. Our consulting services cannot guarantee specific returns, profit margins, or investment outcomes regardless of historical performance data presented.
Results may vary significantly from projections due to market volatility and economic factors.
Client Indemnification
Clients agree to indemnify and hold harmless Nivrestahub from any claims, losses, or damages arising from their investment decisions, portfolio management choices, or failure to disclose relevant financial information during consulting sessions.
Disclaimer Updates
These disclaimers may be updated periodically to reflect changes in our services, regulatory requirements, or market conditions. Clients will be notified of material changes affecting their consulting agreements.
Disclaimer Questions
For questions about these investment disclaimers or clarification on our liability limitations, please contact us:
By engaging our investment consulting services, you acknowledge that you have read, understood, and accepted these disclaimers and their implications for your investment decisions and our professional relationship.