Privacy Policy
Privacy Policy for Investment Consulting Services
This Privacy Policy describes how Nivrestahub collects, uses, and protects your personal information when you use our investment consulting services, visit our website, or engage with our financial advisory team. Your privacy is important to us, and we are committed to protecting your personal and financial information.
Last Updated: June 24, 2025
Information We Collect
We collect the following types of information to provide effective investment consulting services:
- Personal identification information including name, email address, phone number, and residential address for consultation scheduling and communication
- Financial information such as investment goals, risk tolerance, current portfolio holdings, and income details necessary for personalized advisory services
- Website usage data including pages visited, consultation requests, and interaction with our investment resources and planning tools
- Communication records including consultation notes, email correspondence, and documentation of investment recommendations provided during advisory sessions
How We Use Your Information
Your personal and financial information is used exclusively for:
- Providing personalized investment consulting services, portfolio analysis, and financial planning recommendations tailored to your specific goals
- Scheduling and conducting consultation sessions, maintaining client records, and following up on investment strategy implementations
- Communicating important market updates, regulatory changes, or opportunities relevant to your investment portfolio and financial objectives
- Improving our investment advisory services through analysis of client needs, consultation effectiveness, and service delivery optimization
Cookies and Tracking
We use cookies to enhance your experience on our investment consulting website, remember your preferences, and analyze how you interact with our financial content and advisory resources.
You can manage cookie preferences through your browser settings or our website cookie preferences panel.
Information Sharing
We do not sell your personal or financial information. We may share information only in these limited circumstances:
- With trusted third-party service providers who assist in delivering our investment consulting services, such as secure document storage or payment processing
- When required by South African law, regulatory authorities, or court orders related to financial services compliance or legal proceedings
- With your explicit consent for specific purposes such as coordinating with your other financial advisors or implementing investment recommendations
Data Security
We implement robust security measures to protect your personal and financial information including encrypted data transmission, secure server storage, restricted access controls, and regular security audits. However, no system is completely secure, and we cannot guarantee absolute protection against all potential security threats.
Your Privacy Rights
Under South African privacy laws, you have the following rights regarding your personal information:
- Access your personal and financial information we have collected and understand how it is being used in our investment consulting services
- Request corrections to inaccurate personal information or updates to your financial profile and investment objectives
- Request deletion of your personal information, subject to our legal obligations for record keeping in financial services
- Object to certain uses of your information or withdraw consent for specific data processing activities related to our advisory services
Data Retention
We retain your personal and financial information for as long as necessary to provide ongoing investment consulting services and meet legal requirements for financial advisory record keeping. Client consultation records are typically maintained for seven years after the last consultation as required by South African financial services regulations.
Children's Privacy
Our investment consulting services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately for removal.
Privacy Policy Updates
We may update this Privacy Policy periodically to reflect changes in our investment consulting practices, legal requirements, or service offerings. Significant changes will be communicated to clients through email notification or prominent website notices.
Privacy Contact Information
For questions about this Privacy Policy, your personal information, or our data handling practices related to investment consulting services: